Quickly Identify Loans in Forbearance, Deferment, or Impacted By a Natural Disaster

With the recently passed CARES Act, certain homeowners negatively impacted by COVID-19 can request a forbearance for up to 180 days and request an extension for an additional 180 days*. Additionally, many servicers of non-federally backed mortgages are voluntarily providing similar relief.

Mortgages in frobearance


Since March of 2020, millions of homeowners have requested a forbearance on their mortgage. Estimate is over 4 million as of May 10, 2020**

Challenge for Lenders


Identifying mortgage tradelines with a forbearance, deferment, or affected by natural disaster comment code.

Innovis Credit Reports


As a way to help our lender partners, Factual Data® is offering Innovis® credit reports which quickly identify these comment codes. With the ability to refresh the credit report multiple times, lenders will have access to up-to-date information to help them efficiently run their operations.

Innovis Credit Report Cost


Factual Data is providing these credit reports at NO CHARGE through the end of 2020.

* CFPB Guide to coronavirus mortgage relief options
** Mortgage Bankers Association Forbearance and Call Volume Survey, May 18, 2020

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