Credit Rescoring from Factual Data
The rapid Rescore process from Factual Data can help you apply quick revisions to your client's credit report so you can offer the ideal mortgage product. This solution expedites the credit report update process at TransUnion®, Experian® and/or Equifax®, resulting in an updated credit score in a significantly reduced timeframe.*
We’ll work with you to identify the proper documentation necessary to revise the items in question. After verifying the documentation, our credit specialists use our registered access to each bureau to quickly facilitate bureau-performed revisions to your applicants' credit files.
*Factual Data makes no guarantee regarding a Rescore improving or otherwise changing a consumer’s credit score.
Expedite Modifications to Your Borrowers' Credit Files
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Update a Wide Variety of Credit Information
Update a balance or account status, remove derogatory information, update the status of a collection, or update an account to show it was included in a bankruptcy. -
Get Updated Reports Fast
With Factual Data, a Rescore is typically completed in just 3-5 business days. Order times may vary. -
Rush the Rescore for Even Faster Results
Rush orders are also available, and the updated report is typically available in as little as three days after we submit the request. -
Ensure Complete and Accurate Information
Factual Data verifies the applicant's documentation for accuracy and completeness before forwarding it, along with key identifying information, to the credit repository. -
Utilize Our No Documentation Option if Applicable
In some cases, we are able to perform a Rescore without the need for documentation. This may apply when the creditor offers an auto-teller — allowing for verification of the remaining balance or removing past-due amounts using a computer-operated phone system.
"This is one of my favorite relationships...
they are always there to help."
— Factual Data Customer
a Trusted Provider of Credit Rescores
Factual Data uses its registered access to each credit repository to quickly submit changes and facilitate modifications to applicants’ credit files. As a reliable provider of credit reports for mortgage professionals that has served the mortgage industry for several decades, we’re confident you’ll be satisfied with our credit rescoring service.
Call (877) 284-8322 to speak with a Factual Data representative today, or complete the form below.