Bureau Express® Merged Credit Reports provide a real-time representation of a borrower’s credit history in an easy to read format. Whether ordering from our secure site or from a wide range of loan origination platforms, requesting merged credit reports from Factual Data is simple and straightforward.
Factual Data offers CreditXpert® and QuickScore® rescoring solutions to help lenders close loans fast. Simple yet effective solutions to improve a borrower’s credit score can be achieved by making recommended adjustments to the Bureau Express Merged Credit Report.
Undisclosed Debt tracking solution: Monitor loan files and receive alerts on new or changed borrower activity from application through closing.
Loan Review Report (LRR): Helps reduce lenders’ risk by detecting the presence of undisclosed liabilities prior to closing.